Buying a home in Normal Heights, Kensington, University Heights

Buy San Diego Home
Whether you are going to buy your dream home or an income property in San Diego, buying a home can be one of your most significant purchases in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. Our goal is making the buying process less overwhelming and chaotic, helping you locate the home of your dreams.

7 STEPS TO Buying A HOME in San Diego 92116

A home purchase is an important step that can provide many advantages. Purchasing your own home is a great investment that can deliver several financial benefits – equity build up, value appreciation, automatic savings plan – not to mention a new sense of pride! Start looking at your options today. You don’t have to know everything. We are ready to help you through every step of the process.
When you’re looking for a real estate professional to help you, know that above all else, good agents put their clients first. This is your dream, and your agent is your advocate to help you make your dream come true.
To make the financing process as painless as possible, ask your agent to introduce you to the preferred financing consultant. This professional will work with you and your agent to make sure the financial aspect of your home purchase is stress free.
So you’ve met with your trusted advisors, and now you’re ready to begin your search. But how or where do you start? There are a lot of homes out there, and diving in without a guide can become overwhelming and confusing. We will help you more accurately pinpoint homes that fit your criteria. The right home will meet all your important needs, and as many of your additional wants as possible.
Once you’ve found a home you love, the next step is deciding on a price. It’s important to remember that a home is an investment. We can give you information on other properties in the neighborhood to help you ensure you make an informed decision when it comes to price.
After you and the seller have agreed on a sales price, you will meet with your lender to gather documentation required for the processing of the loan. You will also schedule a home inspection to ensure that you are aware of the condition of the property and any repairs that may be needed. Once you have secured your loan with the lender and the home inspection is complete, a closing will be scheduled. You will need to make sure that you have found a home insurance provider and will need to set up a policy for your new home effective on the date of closing.
Closing is the process of transferring the title of the home from the owner to the buyer. This is also when the bank you are borrowing from funds the loan for the home. Closing will most likely take place at a title company with you, anyone else who is named on the loan and your REALTOR. You will sign many pages of paperwork, and will need to bring your down payment and money for closing costs. Finally, after the paperwork is signed and the loan is funded, you will be the owner of a home!

Why Buy With Keller Williams
San Diego Merto
The My Home Team

YOU WILL SAVE YOUR MONEY

Negotiation, when performed properly, can be an effective tool. Using it correctly can end up saving you hundreds or even thousands of dollars. We will negotiate the price based on the costs of needed updates, the price of comparable homes, and the seller’s motivation without insulting the seller. Insulting the seller can sour the deal and fix it so that not only are you turned down on your initial offer, the seller can refuse any more offers from you all together.

Buy My San Diego Home with Professional Photo

YOU WILL SAVE YOUR TIME

When you begin your search, it’s always good to know the amount of your borrowing power. By doing so, you won’t waste precious time looking at homes that are over or below your price range. We can get you started in the buying process by helping you determine your buying power, your financial reserves and your borrowing capacity. We can refer you to lenders that are best qualified to meet your financial needs.If necessary, we will preview the homes in advance to determine if they meet your criteria. This way your valuable time will not be wasted looking at houses, which are not right for you.

Knowledge

It is very important to work with a Realtor that knows the area when relocating. We will be a great source for learning about the community where you want to live.

Reliability

Founded on the principles of trust and honesty, Keller Williams emphasizes the importance of having the integrity to do the right thing, always putting your needs first. We firmly believe that our success is ultimately determined by the legacy we leave with each client we serve.

KNOWLEDGE OF HOUSE BUILDING

Our team member has more than 30 years experience in home building and remodeling. Our team member possesses a strong working knowledge of carpentry, plumbing, electrical and design. In-depth understanding of homes and how they are built are critical to the successful purchase your home.

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If you're ready to talk to us with a Personal Touch, please contact us.

619-663-7139

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Buying A home in 92116 area
Are you thinking of selling a home in 92116 area? Because we are the real estate expert in 92116 area, creator of “IHeart92116″ Facebook Page, over 3500 Fans, we offer advantages that other agents cannot….It is very important to work with a Realtor that knows the area when buying or selling a home. Fill out the form below or Email us info@ilove92116.com.
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