Buying a home in Normal Heights, Kensington, University Heights
Whether you are going to buy your dream home or an income property in San Diego, buying a home can be one of your most significant purchases in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. Our goal is making the buying process less overwhelming and chaotic, helping you locate the home of your dreams.
7 STEPS TO Buying A HOME in San Diego 92116
A home purchase is an important step that can provide many advantages. Purchasing your own home is a great investment that can deliver several financial benefits – equity build up, value appreciation, automatic savings plan – not to mention a new sense of pride! Start looking at your options today. You don’t have to know everything. We are ready to help you through every step of the process.
When you’re looking for a real estate professional to help you, know that above all else, good agents put their clients first. This is your dream, and your agent is your advocate to help you make your dream come true.
To make the financing process as painless as possible, ask your agent to introduce you to the preferred financing consultant. This professional will work with you and your agent to make sure the financial aspect of your home purchase is stress free.
So you’ve met with your trusted advisors, and now you’re ready to begin your search. But how or where do you start? There are a lot of homes out there, and diving in without a guide can become overwhelming and confusing. We will help you more accurately pinpoint homes that fit your criteria. The right home will meet all your important needs, and as many of your additional wants as possible.
Once you’ve found a home you love, the next step is deciding on a price. It’s important to remember that a home is an investment. We can give you information on other properties in the neighborhood to help you ensure you make an informed decision when it comes to price.
After you and the seller have agreed on a sales price, you will meet with your lender to gather documentation required for the processing of the loan. You will also schedule a home inspection to ensure that you are aware of the condition of the property and any repairs that may be needed. Once you have secured your loan with the lender and the home inspection is complete, a closing will be scheduled. You will need to make sure that you have found a home insurance provider and will need to set up a policy for your new home effective on the date of closing.
Closing is the process of transferring the title of the home from the owner to the buyer. This is also when the bank you are borrowing from funds the loan for the home. Closing will most likely take place at a title company with you, anyone else who is named on the loan and your REALTOR. You will sign many pages of paperwork, and will need to bring your down payment and money for closing costs. Finally, after the paperwork is signed and the loan is funded, you will be the owner of a home!